Regulatory and Compliance Support for Fintechs in the Canada

Canada's fintech sector is growing rapidly, with innovation hubs in Toronto, Vancouver, and Montreal driving new technologies in payments, crypto, lending, and wealth management. While the Canadian regulatory landscape shares similarities with the UK, important differences exist, particularly for firms seeking UK authorisation.

At Fintech Compliance, we help Canadian fintechs prepare for UK market entry, FCA applications, and ongoing compliance. We understand the cross-border regulatory challenges and work with you to build a seamless, compliant expansion strategy.

Whether you're applying for FCA authorisation, preparing for UK regulatory reviews, or strengthening your governance, we’re here to guide you.

Services for Canada Fintechs

From early-stage fintechs to fast-growing firms, we support US companies through every step of the regulatory process - from obtaining FCA authorisation to managing ongoing compliance, audits, and staff training. Our solutions are adaptable, commercially savvy, and built around the specifics of your business model.

Independent compliance audits ensure your framework meets UK regulatory expectations before entry or expansion.

Continuous support for Canadian fintechs growing their regulated operations across international markets.

Expert support for Canadian firms seeking FCA authorisation, including business model mapping, policy drafting, and submission management.

FCA Applications

COMPLY Audits

Retainer Services

On-demand expertise for specific regulatory queries, policy development, and governance enhancements.

Feasibility reviews assess whether your Canadian fintech model is fit for UK regulatory scrutiny.

Tailored compliance training for leadership and operational teams preparing to engage with the FCA.

COMPLY Ad-Hoc

Feasibility
Assessments

Training

APCC Membership

Why APCC Membership Matters for Canadian Fintech Firms

At Fintech Compliance, we are accredited members of the Association of Professional Compliance Consultants (APCC), the leading trade body officially recognised by the Financial Conduct Authority (FCA).

For Canadian fintech firms entering the UK market, APCC membership offers an important assurance: it demonstrates that we meet stringent standards for competence, integrity, and client service. It also reflects our proactive engagement with UK regulatory changes, meaning we can help you adapt swiftly and stay compliant as you grow.

Choosing an APCC-accredited consultancy like Fintech Compliance gives your expansion plans a stronger foundation and reassures stakeholders, including investors and regulators, that your compliance framework is built on trusted expertise

Why Work With Fintech Compliance?

Our team understands the similarities and differences between Canadian and UK regulation. We specialise in helping international fintechs expand compliantly, offering practical advice that makes cross-border growth smoother and safer.

We provide our Canadian clients with straightforward, fixed-fee pricing. No hidden costs, no surprise invoices. Every proposal is carefully tailored to reflect your firm’s needs, regulatory complexity, and growth stage. Whether you're approaching authorisation or scaling after approval, you’ll have full clarity on scope and cost from day one.

Book a Consultation Now

Unique Challenges for Canadian Fintechs:

We'll help you navigate through the different roadblocks that expanding into the UK market can bring, such as:

Translating Canadian compliance standards (e.g., FINTRAC obligations) into UK regulatory expectations

Aligning operational resilience standards to FCA rules

Navigating FCA’s approach to consumer protection and conduct risk compared to Canadian models

Managing dual compliance under UK GDPR and Canadian privacy laws (e.g., PIPEDA)

What Our Clients Say About Us

Testimonials

“Working with FinTech Compliance is the first time I’ve ever been able to say that dealing with compliance has been fun. The entire team has a positive, business-friendly attitude and it is always a pleasure to have Gilbert and Ryan around the office. Not only were the team able to get our FCA authorisation sorted in record time, but we also deeply appreciate their ongoing support. They make an effort to always be proactive as to how they can help us face regulatory and compliance challenges – sometimes before we’ve even realised there is a problem there to be solved!”

SAM FROMSON
(WWW.YULIFE.COM)
Co-founder & COO

Who We Work With

We partner with payment platforms, crypto exchanges, lending innovators, and RegTech startups from across Canada looking to expand into the UK market.